Skip to Main Content
An official army family and MWR Site

Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Keep Exploring

Victim Advocacy Services - Domestic Abuse Victim Advocate (DAVA)

Victim Advocacy Services - Domestic Abuse Victim Advocate (DAVA)

You Are Not Alone. Support Is Available.

Oct 8 2 pm - 3 pm
Domestic Violence Awareness Month Self-Defense Class

Domestic Violence Awareness Month Self-Defense Class

@ Yano Fitness Center

Oct 8 5:30 pm - 6:30 pm
New Parent Support Program Presents: Autumn Adventures

New Parent Support Program Presents: Autumn Adventures

Join us for Outdoor fun with your little ones!

Oct 9 9:30 am - 11:30 am
Variety of Crafts

Variety of Crafts

@ ACS (Bldg.402)

Oct 9 10 am - 11 am
NPSP Weekly Playgroup

NPSP Weekly Playgroup

@ the EDIS Wing of John O. Arnn Elementary School (SHA)

Oct 13 9:30 am - 11:30 am
Newborn Basics Workshop

Newborn Basics Workshop

Expecting a baby? This workshop is for you!

Oct 13 3 pm - 5 pm
Scoops of Support: Ice Cream Social

Scoops of Support: Ice Cream Social

@ SHA, SFRG Meeting Room (Bldg. S-126)

Oct 14 11:30 am - 1:30 pm
Victim Advocacy Services - Domestic Abuse Victim Advocate (DAVA)

Victim Advocacy Services - Domestic Abuse Victim Advocate (DAVA)

You Are Not Alone. Support Is Available.

Oct 15 2 pm - 3 pm
New Parent Support Program Presents: Autumn Adventures

New Parent Support Program Presents: Autumn Adventures

Join us for Outdoor fun with your little ones!

Oct 16 9:30 am - 11:30 am
NPSP Weekly Playgroup

NPSP Weekly Playgroup

@ the EDIS Wing of John O. Arnn Elementary School (SHA)

Oct 20 9:30 am - 11:30 am
Camp Zama Pregnancy Support Group

Camp Zama Pregnancy Support Group

New Parent Support Program

Oct 20 3 pm - 4 pm
Purple Pumpkin Decorating Contest

Purple Pumpkin Decorating Contest

Get creative and show your support for Domestic Violence Awareness Month by participating in our Purple Pumpkin Decorating Contest!

Oct 23 1:30 pm - 3:30 pm
Camp Zama Postpartum Support Group

Camp Zama Postpartum Support Group

Hosted by the New Parent Support Program (NPSP)

Oct 27 3 pm - 4 pm
Consulate Report of Birth Abroad (CRBA) Workshop

Consulate Report of Birth Abroad (CRBA) Workshop

New Parent Support Program

Nov 3 3 pm - 4 pm

Newborn Basics Workshop

Expecting a baby? This workshop is for you!

Nov 10 3 pm - 5 pm
Newborn Basics Workshop

Newborn Basics Workshop

Expecting a baby? This workshop is for you!

Nov 10 3 pm - 5 pm
Newborn Basics Workshop
Camp Zama Pregnancy Support Group

Camp Zama Pregnancy Support Group

New Parent Support Program

Nov 17 3 pm - 4 pm
Camp Zama Postpartum Support Group

Camp Zama Postpartum Support Group

Hosted by the New Parent Support Program (NPSP)

Nov 24 3 pm - 4 pm
Consulate Report of Birth Abroad (CRBA) Workshop

Consulate Report of Birth Abroad (CRBA) Workshop

New Parent Support Program

Dec 1 3 pm - 4 pm
Consulate Report of Birth Abroad (CRBA) Workshop

Consulate Report of Birth Abroad (CRBA) Workshop

New Parent Support Program

Dec 1 3 pm - 4 pm